Private wealth instrument · banks · brokers · assets · debts
Your entire financial life.
One precise picture.
Assely connects your banks, brokers, budgets, debts, and goals into one live ledger, with every number exact, current, and yours to act on.
Connected to 2,500+ institutions via Salt Edge & SnapTrade
- BBVA
- Santander
- Revolut
- Interactive Brokers
- HSBC
- N26
- CaixaBank
- Wise
- Barclays
- ING
The problem
Your money lives in five apps.
None of them agree.
Modern money is scattered by default. The tools that hold it weren't built to talk to each other.
Your money lives in five apps
Banks, brokers, budgets, spreadsheets: each holds a different piece of the truth.
No number you can trust
Your real net worth is always an estimate, assembled by hand, already stale.
Money leaks silently
Subscriptions renew, fees compound, budgets drift, and nothing tells you.
Every decision starts with an export
CSV out, spreadsheet in, an evening lost, all for one answer.
The answer
One ledger. Everything updates at once.
Record one debt payment and watch it update your transactions, debt balance, goals, and budget, simultaneously. That's what an interconnected platform means.
You pay off your car loan
May 12 · Santander ··4821
−€450.00
Logged & categorized
Debt payment · Loans
Balance −€450.00
€7,550 remaining · payoff Jun 2027
Debt-free goal +2.3%
Feasibility recalculated
May budget updated
Debt category: €450 of €500
The platform
Four instruments. One dial.
Budgets, investments, debts, and goals share the same data, so every module sharpens the others.
See · 01 · Budget & analytics
Budgets that mirror how you actually spend
Hierarchical categories with monthly, quarterly, and yearly periods. See budget versus actual at a glance, replicate plans across periods, and catch unbudgeted spending before it grows.
- Sections, categories, and subcategories
- Variance tracking against every period
- One-click budget replication
Left to spend in May
€0
≈ €89/day · 16 days left
Plan vs. spending
- Housing€1,150 of €1,200
- Dining out€268 of €310
See · 02 · Investments
Your whole portfolio, priced in real time
Track stocks, ETFs, bonds, crypto, and six more asset classes across multiple portfolios, with live prices, cost-basis P&L, and allocation, sector, and geographic analysis.
- 9 asset classes, multi-portfolio
- Real-time quotes and P&L
- Sector, currency, and world-map exposure
Portfolio value · All portfolios
€0.00
+€612.40 (+0.7%) past month
Allocation
TypeAct · 03 · Debt management
Pick your strategy. Watch your freedom date move.
Model avalanche and snowball payoff strategies with real APRs and minimum payments. Every extra euro shows its effect on interest paid and your debt-free date.
- Avalanche vs. snowball comparison
- Principal and interest breakdown
- Payoff timeline with every payment
Total debt · 2 active
€0.00
Debt-free by Jun 2027 · 1y 11m · 38% of original paid
Strategy
Optimizes around promo rates
+€128 more interest
Pays highest APR first
Pays smallest balance first
+€312 more interest
Payoff timeline
1y 11m to zero
Plan · 04 · Goals
Goals with a feasibility score, not a guess
Link goals to real transactions and let the what-if simulator score how achievable each target is, factoring in your seasonal spending patterns, not idealized averages.
- Feasibility scoring on live data
- What-if contribution simulator
- Progress linked to transactions
House deposit
€0
Goal simulator
Feasibility score
Very achievableWhat if: +€150/month moves your date forward 7 months.
- 0+
- Connected institutions
- 0
- Asset classes
- 0%
- Read-only
Banks & brokers across Europe
One ledger, priced in real time
Your money never moves through Assely
One precise picture.
Built for the details
The parts that make it precise
A dashboard you arrange yourself
Drag, resize, and pin widgets (net worth, cash flow, budgets, debts) until the first screen answers your questions.
A transactions engine, not a list
Rules that auto-categorize, saved filters, tags, bulk edits, spreadsheet import, and export to CSV, Excel, or PDF.
Multi-currency, converted precisely
Hold accounts in euros, dollars, or pounds; Assely converts and consolidates at current rates.
Every subscription, spotted
Recurring payments detected from your transactions, with billing cycles and renewal dates before they hit.
AI-powered insights
Categorization that learns from your corrections, plus recommendations to cut waste.
Read-only by design
Regulated open-banking rails via Salt Edge. Assely can see balances, never move money.
Security & trust
Your data. Never your money.
Assely uses the same encryption standards as major banks, and connects through regulated open-banking rails with strictly read-only access.
Encrypted in transit and at rest
TLS on the wire, AES-256 at rest: the same standards your bank uses.
Read-only by architecture
Assely can see balances and transactions. It cannot move money; the permission doesn't exist.
Your credentials never touch us
You authenticate directly with your bank through regulated providers. We hold read-only tokens, never passwords.
GDPR-first
EU-grade data handling: export everything, or delete everything, any time.
Your bank
Credentials stay here
Salt Edge · SnapTrade
Regulated data providers
Assely
Read-only data
One-way street: data flows in, money never moves out.
Madrid · 2026 · A note from the founder
“The spreadsheet was the only thing I trusted. That felt like the problem worth solving.”
Assely exists because my own money lived in five apps and one spreadsheet, and the spreadsheet was the only thing I trusted. Every month I exported transactions, reconciled balances by hand, and still couldn't answer the simplest question: what do I actually have?
So we built the instrument we wanted: every account, asset, and debt in one live ledger, connected through regulated, read-only rails. No advice dressed up as an upsell. No number you can't trace back to its source.
We're opening access in waves, so every new member gets a product that deserves their trust. If that sounds like what you've been waiting for, join the list. You'll hear from me personally.
Alejandro
Founder, Assely
Pricing
Launch pricing. Locked for the waitlist.
Every plan includes secure read-only bank connections and automatic categorization. Waitlist members keep these prices when we launch.
Free
Everything you need to see your money clearly
€0forever
Get early accessBanking & Transactions
- Connected bank accounts(2 accounts)
- Automatic categorization
Planning
- Budgets(Basic)
Security & Support
- Read-only bank-level encryption
- Support(Email)
Pro
The full interconnected platform for serious money management
€9.99/month
Get early accessBanking & Transactions
- Connected bank accounts(Unlimited)
- Automatic categorization
- Transaction rules engine
- Saved filters, tags & bulk edits
- Spreadsheet import / CSV & PDF export
- Multi-currency accounts
Planning
- Budgets(Hierarchical + replication)
- Debt payoff strategies
- Goals with what-if simulator
- Subscription tracking
- Customizable dashboard
Investments & Insights
- Portfolio tracking (9 asset classes)
- Real-time prices & P&L
- Sector, currency & geographic analysis
- AI-powered insights
Security & Support
- Read-only bank-level encryption
- Support(Priority email)
Max
For high-net-worth individuals and families
€29.99/month
Talk to usBanking & Transactions
- Connected bank accounts(Unlimited)
- Automatic categorization
- Transaction rules engine
- Saved filters, tags & bulk edits
- Spreadsheet import / CSV & PDF export
- Multi-currency accounts
Planning
- Budgets(Hierarchical + replication)
- Debt payoff strategies
- Goals with what-if simulator
- Subscription tracking
- Customizable dashboard
Investments & Insights
- Portfolio tracking (9 asset classes)
- Real-time prices & P&L
- Sector, currency & geographic analysis
- AI-powered insights
- Advanced tax optimization
Security & Support
- Read-only bank-level encryption
- Support(Dedicated)
- Family accounts(Up to 5 members)
- API access
All prices in EUR. Prices at launch; waitlist members get first access.
FAQ
Questions, answered plainly
One precise picture. Yours is waiting.
Connect your accounts in minutes and replace the spreadsheet, the guesswork, and the three other apps.