Your personal
AI CFO.
Your net worth. Your investments.
A clearer view of what comes next.
We’re building Kapi to help you understand your whole balance sheet: portfolio performance, concentration, property, company equity, other assets, debt, and everyday cash flow. All in one conversation.
A preview of the experience we’re building.
The examples below use illustrative data.
Your wealth briefing · August
See what’s behind
your net worth.
Your net worth grew €6,000. Investment price changes contributed €4,300; income left after spending added €1,700.
Value and access are different questions€460,000 sits in property, private company equity, and other assets. Their recorded values aren’t cash on hand.
The whole picture changes the answer
Every asset matters.
So do the connections.
A growing portfolio can hide a concentrated position. A valuable home can raise net worth without adding cash. Company equity can depend on a valuation from months ago.
Kapi is being built to bring these details into the same conversation, connecting what you own, what you owe, how it is valued, and what it means for your plans.
The connected context behind the Kapi experience in development.
Go deeper than the balance
Ask about your wealth.
Explore what’s underneath.
From investment exposure to private valuations. Choose a question, then inspect the figures behind the answer.
€6,000 of growth. Two different drivers.
Your net worth rose from €474,000 to €480,000: €1,700 from income left after spending and €4,300 from investment price changes. The €2,000 you moved from cash into investments did not increase your total wealth.
€2,000 internal transfer · no net-worth change
Your listed portfolio balance rose by €6,300, but €2,000 was your own transfer. Balance growth and investment gains answer different questions.
View supporting figuresAccount movements · Holdings · Asset values · Debt
| Balance | Before | After |
|---|---|---|
| Cash | €60,300 | €60,000 |
| Listed investments | €173,700 | €180,000 |
| Property & private assets | €460,000 | €460,000 |
| Debt | −€220,000 | −€220,000 |
| Net worth | €474,000 | €480,000 |
Cash received €1,700 of income after expenses and transferred €2,000 to investments. The remaining €4,300 investment change is a price gain in this fictional example. No dividends, fees, FX movements, or other transfers are modeled; this is not a rate-of-return calculation.
Curated previews of Kapi’s intended experience, using one fictional financial picture. Personalized answers are in development.
Connect an asset to the bigger picture
When one value changes,
what changes for you?
A change in your portfolio, property, or company shares has a different effect on total wealth. The size of each asset and the debt behind it make the difference.
Explore a simple example of the deeper conversations we’re building with Kapi. Change one recorded value and see the effect across the same €480,000 net-worth picture.
See an asset in context.
Explore a change in recorded value
Total assets€682,000
Debt stays unchanged−€220,000
A 10% fall in listed investments lowers this example’s total net worth by 3.75%. The size of that holding determines its impact on the whole picture.Listed investments move from €180,000 to €162,000. Cash, property, company equity, other assets, and debt stay unchanged.
Consolidated reporting
Your whole wealth.
One clear report.
Bring the pieces of your financial life into a considered report, with Kapi’s explanation alongside the numbers. A complete picture you can step back and understand.
Your balance sheet, together.
Net worth, investments, property, company equity, other assets, and liabilities in one view.
A narrative from Kapi AI.
What changed, where your wealth is concentrated, and the details worth a closer look.
Context behind the figures.
Asset breakdowns, recorded valuations, and the assumptions that help the numbers make sense.
Consolidated reports with Kapi · In development
A thoughtful partner
More perspective.
You’re still in charge.
See what an answer rests on.
We’re designing answers around supporting figures and clear assumptions, so you can inspect the context and question the conclusion.
Keep the conversation human.
Ask in your own words. Start with the question on your mind, then explore the details at a pace that works for you.
Your money stays yours.
Assely’s bank connections are read-only. Kapi’s preview doesn’t move money, trade investments, or cancel subscriptions.
Building Kapi, thoughtfully
A clear view of
what’s here and next.
In the app todayA chat preview with prompts that adapt to the page you’re viewing. Open it beside your work or expand the conversation.
In developmentPersonalized answers grounded in your financial data, supporting evidence, consolidated wealth reports, and contextual signals.
Can I ask Kapi about my finances today?
The in-app panel currently runs in demo mode, with contextual prompts and example responses. Personalized financial analysis is still in development. The conversations on this page are interactive illustrations of the experience we’re building.
Why call Kapi a personal AI CFO?
It describes the role we’re building: helping you connect your financial picture, understand changes, and explore your next steps. Kapi is software, not a licensed financial advisor. You remain responsible for your decisions and should verify important information.
What will Kapi be able to consider?
The goal is to bring together the information you track in Assely: accounts, transactions, budgets, investments, property and other assets, company equity, debts, and savings goals. Capabilities will depend on what’s connected, recorded, and available as Kapi develops.
How can I get early access?
Join the Assely waitlist. We’ll share access and product updates as the platform and Kapi develop.
Join the waitlistMeet your next financial perspective
Big picture.
Personal conversation.
Be part of the next chapter for Kapi, your personal AI CFO.
Takes 10 seconds · Read-only access · Free plan at launch